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Wednesday, April 21, 2010

PEARLS PACL

http://shivusira.webs.com

http://shalini4biz.webs.com

 

PEARLS GROUP OF COMPANIES

PACL INDIA LIMITED

PEARLS MASALA PRODUCS

NIRMAL CHHAYA INSURANCE SERVICES

PEARLS INFRASTUCTURE PROJECTS LIMITED

PEARLS CITY, MOHALI

PEARLS DOON APARTMENTS

PERALS TOURISM PVT LIMITED

LINKS

www.pearlstourism.net

www.pearlsinfrastructure.com

ISO 9001-2008 CERTIFIED COMPANY

 

 

PACL INDIA LIMITED - GENUINE PART TIME JOBS

 

ARE YOU LOOKING FOR A GENUINE PART-TIME JOB?

 

READY TO PUT IN YOUR LEISURE HOURS TO SEE STANDARD INCOMES EVERY MONTH?

 

LOOKING FOR A PART TIME WORK THAT WILL GIVE YOU REAL AND STEADY GROWTH IN THE ORGANISATION?

 

WANT TO SEE A GOOD CAREER LADDER TO CLIMB ON EVERY YEAR?

 

INTERESTED IN GENUINE INVESTMENT PLANS?

 

Which has Corporate Status

Winner of 6 National and International Awards

Winner of Indian Government’s Planning Commission Award

Executive Committee Member in Federation of Indian Chambers of Commerce and Industry (FICCI)

In service for the past 25 years

Yields Tax Free Agricultural Income

 

Gives you Accident Risk Cover/ Death & Disability for the investment as an additional benefit (after 61 days of investment)

 

NATURE OF THE WORK

 

PACL India Limited is a public limited company in which any individual who is interested can do part time work if interested.

 

 

Any individual who is interested in making a part-time income can join as an estate advisor. He/ She can then market the IPP and CDP plans amongst their known and unknown contacts. To become into an estate advisor, he/she should have taken a policy for them as well.

 

An estate advisor is entitled to get 15% commission of the investments that will be collected under him/ her through saving policies. Let us assume that an estate advisor is successful in getting ten 1000 rupees/ month recurring deposits/ policies (IPP) under him. He will be getting 15% of commission of the investments under him every month for the first 12 months and thereafter 5% till the end of the plan (for 4 and 1/2 years). This means that he will get

 

ON A MONTH....

 

1000 X 15/100 = 150 x 10 policies = 1500 rupees

 

His earnings in a month by getting ten 1000 rupees/ month plan will be 1500 for the first 12 months and after that it will be 50 rupees X 10 policies = 500 rupees for about 4 and 1/2 years.

 

If we think that one had put in about half a day (maximum) to convince a friend or a known/ unknown contact to have some simple savings for his life, YOU WILL BE GETTING YOUR COMMISSIONS FOR ABOUT 5 AND 1/2 YEARS CONTINUOUSLY. Isn't looking great? Offcourse you will be paid only if the customer is making his instalments every month to the company.

 

Every year there will be promotions based on very simple targets set for each cadre of career ladder. For an estate advisor, it will be roughly around 20000 (twenty thousand rupees only). If one had joined taking a policy of Rs.1000/ month. He himself is paying Rs.12000 to the company and if he is able to generate an additional amount of Rs,8000 in that year - he had achieved his target and so he will be promoted to next year. Think about the commissions!  he wil be getting only Rs.3000/- as commission for the year which is not worth to make as income for an year. So if there is some more effort, one can certainly set their own additional income target. There are many interesting stories which are discussed at the 'STORIES'  page.

If one is able to achieve his targets every year and finishes his 12 year of career in PACL India limited. He is entitled for a monthly pension of Rs.11000/- for the next 11 years from the date of his retirement - Isn't this something really good to learn?

 

Career ladder and commissions charts are given in the next page.

 

If you are interested in joining the organisation, please contact us with a brief note on you with your contact numbers, we will then get back to you with more details.

 

 

CAREER LADDER, COMMISSIONS AND AWARDS

Table below is giving all 12 designation titles and the commissions for the designations.

 

Over riding commission refers to all the policies that were brought by the colleagues who were employed by you under you

 

For an example, you have employed 10 estate advisors under you, and each of them managed to bring 10000/- per month at an average. So the total collection under you is Rs.1 lakh/ month, each of the estate advisor will get 1500/- per month and you will be getting 4% of 1 lakh rupees which is Rs.4000/- If each of the estate advisors, on their next year is able to employ 10 estate advisors under each of them, and each of these estate advisor with 10 policies, then you can calculate your commissions on the third year using the over riding commission rate given below in the table. If any officer is getting a direct business (which is a policy directly under him), he will get commissions as explained under direct business column.

 

Please take a look at the 'stories' page before you make your decision

 

 

OPA AWARDS: These are awards given to achievers of OPA target set to each cadre of designation ladder. These are usually cash awards for either two wheeler/ four wheeler given to all achievers. Award amount varies based on the designation.

 

INCENTIVES: In addition to the commission and awards there are incentives also. More details on this can be given once we are in touch with each other.

 

Showing 12 items

CAREER LADDER

I year commission

Over Riding Commission

Direct Business

 

 

 

 

Estate advisor (estate advisor) 

15% (for 12 months) 

0% 

15% 

Senior Estate Advisor 

5% (renewal commission) 

4% 

15% + 4% = 19% 

Estate Organiser 

5% (renewal commission) 

3% 

15%+4%+3% = 22% 

Estate Executive 

'' 

2% 

15%+4%+3%+2.60%+2% = 26.60% 

Senior Estate Organiser 

'' 

2.6% 

15%+4%+3%+2.60% = 24.60% 

Senior Estate Executive 

 

1.20% 

26.60% + 1.20% = 27.80% 

Estate Co-ordinator 

 

1.20% 

 

Senior Estate Co-ordinator 

 

1.20% 

 

Estate Officer 

 

1.20% 

 

Senior Estate Officer 

 

1.20% 

 

Estate Consultant 

 

1.20% 

 

Estate Executive Consultant 

 

1.20% 

 

 

 

 

 

PEARLS GROUP OF COMPANIES

 

 

 

 

 

 

INSTALMENT PYMENT PLAN No. I-1 (FOR 66 MONTHS) (PLAN CODE 28) (OPTION 1) 51/2 YEARS

 

 

Sl. No.

Plot size(sq. yards)

Yearly

Half Yearly

Quarterly

Monthly

Total Investment

Maturity

Amount

Accident benefits

1

150

1365

690

350

--

7500

10910

11250

1

200

1820

920

467

160

10000

14547

15000

2

300

2730

1380

700

240

15000

21820

22500

2

400

3640

1840

934

320

20000

29094

30000

3

450

4095

2070

1050

360

22500

32730

33750

4

600

5460

2760

1400

480

30000

43640

45000

5

750

6825

3450

1750

600

37500

54550

56250

6

800

7280

3680

1868

640

40000

58188

60000

7

900

8190

4140

2100

720

45000

65460

67500

8

1000

9100

4600

2335

800

50000

72735

75000

 

 

 

 

 

 

 

 

 

 

INSTALMENT PAYMENT PLANS No. FOR 66 MONTHS (PLAN CODE 53) (OPTION I-1) 51/2 YEARS

 

1

1250

11375

5750

2920

1000

62500

90920

93750

2

2500

22750

11500

5840

2000

125000

181840

100000

3

3750

34125

17250

8760

3000

187000

272760

100000

4

5000

45500

23000

11680

4000

250000

363680

100000

 

 

 

 

 

 

 

 

 

 

INSTALMENT PAYMENT PLANS No. I-2 (FOR 72 MONTHS) (PLAN CODE 30) (OPTION 1) 6 YEARS

 

1

150

1250

640

325

--

7500

11550

11250

1

200

1667

853

433

--

10000

15400

15000

2

300

2500

1280

650

220

15000

23100

22500

2

400

3334

1706

866

294

20000

30800

30000

3

450

3750

1920

975

330

22500

34650

33750

4

600

5000

2560

1300

440

30000

46200

45000

5

750

6250

3200

1625

550

37500

57750

56250

3

800

6668

3412

1732

588

40000

61600

60000

6

900

7500

3840

1950

660

45000

69300

67500

4

1000

8335

4265

2165

735

50000

77000

75000

 

 

 

 

 

 

 

 

 

 

INSTALMENT PAYMENT PLAN No  I-2 (FOR 72 MONTHS) (PLAN CODE 54) 6 YEARS

 

1

1250

10420

5330

2705

920

62500

96250

93750

2

2500

20840

10660

5410

1840

125000

192500

100000

3

3750

31260

15990

8115

2760

187500

288750

100000

4

5000

41680

21320

10820

3680

250000

385000

100000

 

 

 

 

 

 

 

 

 

 

INSTALMENT PAYMENT PLANS No. I-3 (FOR 84 MONTHS) (PLAN CODE 32) (OPTION 1) 7 YEARS

 

1

150

1075

540

275

 

7500

12390

11250

1

200

1433

720

367

 

10000

16520

15000

2

300

2150

1080

550

190

15000

24780

22500

2

400

2866

1440

734

254

20000

33040

30000

3

450

3225

1620

825

285

22500

37170

33750

4

600

4300

2160

1100

380

30000

49560

45000

5

750

5375

2700

1375

475

37500

61950

56250

3

800

5732

2880

1468

508

40000

66080

60000

6

900

6450

3240

1650

570

45000

74340

67500

4

1000

7165

3600

1835

635

50000

82600

75000

 

 

 

 

 

 

 

 

 

 

INSTALMENT PAYMENT PLANS FOR 84 MONTHS (PLAN CODE 55) (OPTION I-3) 7 YEARS

 

1

1250

8955

4500

2295

800

62500

103250

93750

2

2500

17910

9000

4590

1600

125000

206600

100000

3

3750

26865

13500

6885

2400

187500

309750

100000

4

5000

35820

18000

9180

3200

250000

413000

100000

 

 

 

 

 

 

 

 

 

 

INSTALMENT PAYMENT PLAN FOR 72 MONTHS (PLAN CODE 50) (OPTION I-4) 6 YEARS

1

500

8335

4290

2175

735

50000

77060

75000

2

1000

16670

8580

4350

1470

100000

154120

100000

3

2000

33340

17160

8700

2940

200000

308240

100000

4

4000

66680

34320

17400

5880

400000

616480

100000

 

 

 

 

 

 

 

 

 

 

INSTALMENT PAYMENT PLAN FOR 84 MONTHS (PLAN CODE 51) (OPTION I-5) 7 YEARS

 

1

500

7145

3675

1865

630

50000

82350

75000

2

1000

14290

7350

3780

1260

100000

164700

100000

3

2000

28580

14700

7460

2520

200000

329100

100000

4

4000

57160

29400

14920

5040

400000

658800

100000

 

 

 

 

 

 

 

 

 

 

INSTALMENT PAYMENT PLAN FOR 120 MONTHS (PLAN CODE 52) (OPTION I-6) 10 YEARS

 

1

500

5000

 

 

 

50000

107100

75000

2

1000

10000

2580

1315

445

100000

214200

100000

3

2000

20000

5160

2630

890

200000

428400

100000

4

4000

40000

10320

5260

1780

400000

856800

100000

4

4000

40000

20640

10520

3560

400000

856800

100000

 

 

 

 

CASH DOWN PAYMENT PLAN NO C1 (FOR 63 MONTHS) (PLAN CODE 34) (OPTION-1)5 ¼ YEARS

Sl. No

Plot size

(sq. yards)

Consideration/ single installment

Estimated realizable value at the end of the term

Accidental benefits

1

150

7500

13935

11250

2

200

10000

18580

15000

3

300

15000

27870

22500

4

400

20000

37160

30000

5

450

22500

41805

33750

6

600

30000

55740

45000

7

750

37500

69675

56250

8

800

40000

74320

60000

9

900

45000

83610

67500

10

1000

50000

92900

75000

 

CASH DOWN PAYMENT PLAN NO H1 (FOR 63 MONTHS) (PLAN CODE 42) 5 ¼ YEARS

Sl. No

Plot size

(sq. yards)

Consideration/ single installment

Estimated realizable value at the end of the term

Accidental benefits

1

1250

62500

116125

93750

2

2500

125000

232250

100000

3

3750

187500

348375

100000

4

5000

25000

464500

100000

 

 

 

 

 

 

CASH DOWN PAYMENT PLAN NO C5 (FOR 72 MONTHS) (PLAN CODE 46)

6 YEARS

Sl. No

Plot size

(sq. yards)

Consideration/ single installment

Estimated realizable value at the end of the term

Accidental benefits

1

500

50000

101365

75000

2

1000

100000

202730

100000

3

2000

200000

405460

100000

4

4000

400000

810920

100000

 

 

 

 

 

 

 

CASH DOWN PAYMENT PLAN NO C2 (FOR 75 MONTHS) (PLAN CODE 36) (OPTION-1) 6¼ YEARS

Sl. No

Plot size

(sq. yards)

Consideration/ single installment

Estimated realizable value at the end of the term

Accidental benefits

1

150

7500

15675

11250

2

200

10000

20900

15000

3

300

15000

31350

22500

4

400

20000

41800

30000

5

450

22500

47025

33750

6

600

30000

62700

45000

7

750

37500

78375

56250

8

800

40000

83600

60000

9

900

45000

94050

67500

10

1000

50000

104500

75000

 

CASH DOWN PAYMENT PLAN NO H2 (FOR 75 MONTHS) (PLAN CODE 43) 6 ¼ YEARS

Sl. No

Plot size

(sq. yards)

Consideration/ single installment

Estimated realizable value at the end of the term

Accidental benefits

1

1250

62500

130625

93750

2

2500

125000

261250

100000

3

3750

187500

391875

100000

4

5000

25000

522500

100000

 

 

 

 

 

 

CASH DOWN PAYMENT PLAN NO C3 (FOR 84 MONTHS) (PLAN CODE 38) (OPTION-1) 7 YEARS

Sl. No

Plot size

(sq. yards)

Consideration/ single installment

Estimated realizable value at the end of the term

Accidental benefits

1

150

7500

17105

11250

2

200

10000

22807

15000

3

300

15000

34210

22500

4

400

20000

45614

30000

5

450

22500

51315

33750

6

600

30000

68490

45000

7

750

37500

85525

56250

8

800

40000

91228

60000

9

900

45000

102630

67500

10

1000

50000

114035

75000

 

CASH DOWN PAYMENT PLAN NO H3 (FOR 84 MONTHS) (PLAN CODE 44) 7 YEARS

Sl. No

Plot size

(sq. yards)

Consideration/ single installment

Estimated realizable value at the end of the term

Accidental benefits

1

1250

62500

145545

93750

2

2500

125000

285090

100000

3

3750

187500

427635

100000

4

5000

25000

570180

100000

 

 

 

 

 

 

CASH DOWN PAYMENT PLAN NO C6 (FOR 84 MONTHS) (PLAN CODE 47) 7 YEARS

Sl. No

Plot size

(sq. yards)

Consideration/ single installment

Estimated realizable value at the end of the term

Accidental benefits

1

500

50000

114035

75000

2

1000

100000

228070

100000

3

2000

200000

456140

100000

4

4000

400000

912280

100000

 

 

 

 

 

 

 

CASH DOWN PAYMENT PLAN NO C4 (FOR 120 MONTHS)(PLAN CODE 40) (OPTION-1) 10 YEARS

Sl. No

Plot size

(sq. yards)

Consideration/ single installment

Estimated realizable value at the end of the term

Accidental benefits

1

150

7500

27800

11250

2

200

10000

37067

15000

3

300

15000

55600

22500

4

400

20000

74134

30000

5

450

22500

83400

33750

6

600

30000

111200

45000

7

750

37500

139000

56250

8

800

40000

148268

60000

9

900

45000

166800

67500

10

1000

50000

185335

75000

 

CASH DOWN PAYMENT PLAN NO H4 (FOR 120 MONTHS) (PLAN CODE 45) 10 YEARS

Sl. No

Plot size

(sq. yards)

Consideration/ single installment

Estimated realizable value at the end of the term

Accidental benefits

1

1250

62500

231670

93750

2

2500

125000

453340

100000

3

3750

187500

495010

100000

4

5000

250000

926680

100000

 

 

 

 

 

 

CASH DOWN PAYMENT PLAN NO C7 (FOR 120 MONTHS) (PLAN CODE 48) 10 YEARS

Sl. No

Plot size

(sq. yards)

Consideration/ single installment

Estimated realizable value at the end of the term

Accidental benefits

1

500

50000

185360

75000

2

1000

100000

370720

100000

3

2000

200000

741440

100000

4

4000

400000

1482880

100000

 

 

 

 

 

 

CASH DOWN PAYMENT PLAN NO C8 (FOR 144 MONTHS) (PLAN CODE 49) 12 YEARS

Sl. No

Plot size

(sq. yards)

Consideration/ single installment

Estimated realizable value at the end of the term

Accidental benefits

1

500

50000

240895

75000

2

1000

100000

481790

100000

3

2000

200000

963580

100000

4

4000

400000

1927160

100000

 

 

 

 

 

 

COMPARE TO POST OFFICE, BANKS & PACL INDIA LTD. (INSTALLMENT SCHEME)

 

Name

Amount paid

No. of months

Total Amount

Total return amount

Net benefit

Accident benefit

POST OFFICE (RD)

1000

60 Months

60000

72890

12890

nil

BANK (RD)

1000

72 Months

72000

92160

20160

Nil

PACL INIA LTD (IPP)

990

72 Months

71000

103950

32950

100000

 

 

 

 

COMPARE TO POST OFFICE, BANKS & PACL INDIA LTD. (SINGLE INVESTMENT)

NAME

NO. OF YEARS

TOTAL AMOUNT

TOTAL RETURNS

NET BENEFIT

SAVE MONTHS

ACCIDENT BENEFIT

POST OFFICE (KVP)

8.7 Years

100000

200000

100000

3 Months

Nil

BANK (FD)

9 Years

100000

200000

100000

Nil

nil

PACL INDIA LTD (CDPP)

7 Years

100000

228000

128000

24 Months

100000

PEERLESS

7.6 Years

100000

200000

100000

nil

 

 

 

Pearls 12 years career systems

Rank

Promotion Quota (In Rs)

Minimum Promotee Agents

Estate advisor (Agent)

15000

---

Senior Estate Advisor (Field Officer)

50000

Min. 3 agents + continuation of min. 60% installments of self customers

Estate Organizer (Organizer)

150000

Min. 1 S.E.A + 2 Promotee S.E.A or E.A directly and continuation of min. 60% installments of self customers

Senior Estate Organizer (Special Organizer)

300000

Min. 1 Promotee E.O + 2 Promotee E.O or S.E.O or agents directly and continuation of min. 60% installments of self customers

Estate Executive (Inspector)

600000

Min. 1 Promotee S.E.O + 2 Promotee S.E.O or E.O or S.E.A directly and continuation of min. 60% installments of self customers  

Senior Estate Executive (Senior Inspector)

1200000

Min. 1 E.E + 2 Promotee E.E or S.E.O or E.O directly and continuation of min. 60% installments of self customers

Estate Coordinator (Development Officer)

2200000

Min. 1 Promotee E.E + 3 Promotee E.E or S.E.O or E.O directly

Senior Estate Coordinator (Regional Officer)

3250000

 

Estate Officer (Zonal Officer)

4500000

 

Senior Estate Officer (Sr. Zonal Officer)

6500000

 

Estate Consultant ( Sr. Zonal Officer)

8500000

 

Estate Executive Consultant

----

 

Executive Manager

----

 

 

 

Field workers commission and benefits:

Sl No

1st Yr rate in %

2nd yr rate in %

3 to 7th yr rate in %

7-9 yr

10 yr

Accident benefit

1

15

5

5

5

5

25000

2

4

0.5

--

0.5

0.5

25000

3

3

0.5

--

0.5

0.5

25000

4

2.6

0.25

--

0.5

0.5

50000

5

2.

0.25

--

0.5

0.5

50000

6

1.2

--

--

0.5

0.5

50000

7

1.2

--

--

0.5

0.5

50000

8

1.2

--

--

0.5

0.5

50000

9

1.2

--

--

0.5

0.5

75000

10

1.2

--

--

0.5

0.5

75000

11

1.2

--

--

0.5

0.5

75000

12

1.2

--

--

0.5

0.5

100000

 


1 comment:

  1. if you r interested more than PACL than u shud join NICER(NGHI)

    ReplyDelete